Georgetown is a good place to live if you can do without a Metro station: Zillow's typical Georgetown value is $1,515,129 (August 2026), about 2.7 times DC's, and it rose 3.6% in a year while DC's fell 1%. The pick is a house with off-street parking, because transit here means buses and two-thirds of the area's thefts from cars happen on the residential blocks. If you need a train near the door, the condo buildings around Foggy Bottom-GWU are the alternative.
You're weighing a Georgetown house or condo against other Northwest DC neighborhoods and want to know what daily life costs beyond the purchase price.
At a glance
| ZIP code | 20007 (Zillow's typical value for the ZIP: $1,264,105, August 2026) |
|---|---|
| Zillow's typical home value | $1,515,129 for Zillow's Georgetown area, August 2026, up 3.6% in a year |
| Historic status | National Historic Landmark since 1967 |
| Metrorail | No station in Georgetown; the nearest are Foggy Bottom-GWU and Rosslyn |
| Police and civic boundaries | MPD PSA 206, ANC 2E, Neighborhood Cluster 4 (Ward 2) |
| Residential parking permit | $55 a year for the first vehicle (DC DMV) |
Georgetown by the numbers
Zillow Home Value Index, August 2026 (Zillow's Georgetown area). Rate: Freddie Mac.
Is Georgetown a good place to live?
It depends less on the house than on how you'll get to and from it. Georgetown has no Metrorail station, the DC Circulator buses on the Georgetown-Union Station and Rosslyn-Dupont routes stopped after December 31, 2024, and a residential parking permit costs $55 a year but doesn't come with a space. Those three facts shape a weekday here more than any kitchen or finish does.
What you get in return is a house market that has held up while much of DC hasn't. Zillow's typical value for its Georgetown area reached an all-time high of $1,515,129 in August 2026. The house neighborhoods around it rose too, while the condo-heavy neighborhoods a few blocks east fell.
| Zillow area (August 2026) | Typical value | Change in a year |
|---|---|---|
| Georgetown | $1,515,129 | +3.57% |
| Burleith | $1,582,587 | +3.47% |
| Foxhall | $1,324,355 | +3.96% |
| ZIP 20007 | $1,264,105 | +2.77% |
| West End | $636,434 | -2.01% |
| Foggy Bottom | $404,570 | -4.08% |
| Washington, DC | $570,082 | -1.05% |
So the trade is this: you pay about 2.7 times DC's typical value for a house that has been the steadier store of value, and you give up the train. Buyers who drive should rank off-street parking near the top of the list. Buyers who rely on transit should look at the east side of the neighborhood and check bus routes before they offer. For prices by house type and recent sales, see the Georgetown housing market report.
Pros of living in Georgetown
Houses have held their value
Zillow's Georgetown value is up 35.6% over ten years and 3.6% in the last one, while DC's typical value is down 10.2% over five years. If you're comparing a Georgetown house with a downtown condo at the same price, the recent record favors the house. Past gains don't promise future ones, but the split between house and condo neighborhoods has been consistent in 2026.
Gardens and parks on the hill
The Heights at the north end of the neighborhood hold about 31 acres of gardens and parkland open to the public: Dumbarton Oaks (10 acres, per the Georgetown BID), Tudor Place (5 1/2 acres) and Montrose Park (16 acres, per the National Park Service). Montrose Park is free. The resident's version of all three, with seasons and fees, is in things to do in Georgetown.
A protected historic fabric
Georgetown began as a tobacco port in Maryland and became a National Historic Landmark in 1967. Exterior changes visible from the street go through the Old Georgetown Board, which keeps the streetscape intact and also slows renovation. How that review works is on the historic district and Old Georgetown Board page.
Shops and restaurants within walking distance
The Georgetown BID counts more than 470 businesses in its district along M Street and Wisconsin Avenue. From most residential blocks that's a walk, which matters in a neighborhood where driving and parking are the hard part.
Cons of living in Georgetown
No Metro station
There is no Metrorail station in Georgetown. The nearest stations are Foggy Bottom-GWU and Rosslyn, across the river in Virginia. How long the walk takes depends entirely on where your house sits, so time it from the front door before you commit.
The Circulator is gone
DDOT ended DC Circulator service after December 31, 2024. At the time, Metrobus merged Routes 31 and 33 into one route along H and I Streets extending to Union Station, and added peak trips every 15 minutes on Route 38B between Rosslyn and Farragut Square. WMATA then relaunched its whole bus network on June 29, 2025, with new route names, so check WMATA's trip planner for what runs today.
A parking permit isn't a parking space
A residential parking permit lets a DC-registered car stay past the two-hour limit on permit blocks in its zone. It costs $55 a year for the first vehicle and rises from there. It guarantees nothing about finding a curb space near the house on a weekend night.
Theft from cars on residential blocks
In MPD's data for October 2025 to September 2026, 100 of the area's 154 thefts from cars, about 65%, happened outside the BID commercial district, on the residential streets. A car kept in a garage or on a pad sidesteps the most common incident that reaches residential blocks.
Higher prices and a higher tax tier
The typical Georgetown home costs about 2.7 times DC's. DC's residential property tax is $0.85 per $100 of assessed value, and a house assessed above $2,558,000 pays $1.00 per $100 on the part above that line, so a $3 million house owes about $26,163 a year before the homestead deduction. The full rules and relief programs are on the DC property tax page.
Flood exposure near the river
The National Park Service built rain gardens into Georgetown Waterfront Park, completed in fall 2011, partly to help prevent flooding. If you're looking at a condo near the water, check FEMA's flood map for the building and ask the association what its insurance covers. The waterfront and C&O Canal page covers that stretch.
Getting around Georgetown without a Metro station
This is where Georgetown asks the most of you, so it's worth settling before you tour. The neighborhood was laid out long before rail, and the closest stations sit outside it.
Metrorail
Foggy Bottom-GWU on the east and Rosslyn across Key Bridge are the nearest stations. Neither is in Georgetown, and no official walking time was published for either, so map it from the exact address.
Buses after the 2025 redesign
Buses carry Georgetown's transit since the Circulator ended. WMATA's Better Bus network launched on June 29, 2025, and DC routes now start with the letter D. Route names have changed twice since 2024, so treat any route a listing names as something to confirm on WMATA's planner.
Driving and residential parking permits
To get a residential parking permit, your street must be zoned for it and the car must be registered in DC at that address. Commercial vehicles and vehicles longer than 22 feet are not eligible. The 2026 fees from DC DMV:
| Vehicle on the household's permits | Annual fee |
|---|---|
| First vehicle | $55 |
| Second vehicle | $80 |
| Third vehicle | $115 |
| Each vehicle beyond three | $175 |
| First vehicle, one resident 65 or older | $35 |
Confirm the permit zone for the address with DC DMV before closing.
What a garage is worth here
A garage or parking pad is part of what you pay for, and adding a new curb cut on a historic street isn't simple because the Old Georgetown Board reviews exterior changes. If a house already has off-street parking, treat it as part of the price you're paying. If it doesn't, assume it never will. The row house and townhouse guide compares the house types you'll see.
What living in Georgetown is like day to day
The commercial corridor and the residential streets
Georgetown has two speeds. M Street and Wisconsin Avenue carry the shops, restaurants and visitor traffic; the blocks north of M and up toward the Heights are residential. MPD's data shows the split: 60% of reported incidents in the past year fell inside the BID's commercial district, mostly thefts from shops and people. A house a few blocks off the corridor gets the walk to dinner without the evening traffic at the door.
Houses and condos
Georgetown has row houses and townhouses on most streets and a smaller set of condo buildings. Zillow's figures suggest the two behave differently: house neighborhoods around Georgetown rose 3.4% to 4% in a year while Foggy Bottom fell 4.1%. The Georgetown condo guide covers the buildings, and the East Village, West Village and Book Hill comparison covers the house streets.
Which public schools serve Georgetown addresses?
DC Public Schools assigns schools by address alone. Every address has an in-boundary elementary, middle and high school, and DCPS states that all students eligible for grades K-12 have a guaranteed right to enroll at their in-boundary school. Seats at other DCPS and charter schools go through My School DC, the citywide lottery.
Run the DCPS lookup on the exact address
Hyde-Addison Elementary, Hardy Middle and Jackson-Reed High are the schools usually mentioned for Georgetown, but that's a starting point, not a promise for a given house. Enter the address in DCPS's in-boundary school finder and check its feeder pattern page. DCPS also notes that boundaries can change, so run it again before you sign.
Private schools nearby
Several independent schools have campuses in or near ZIP 20007. Tuition, grades and addresses are compared in the guide to DC private schools.
Is Georgetown safe to live in?
We don't give neighborhoods a safe or unsafe label. What MPD's open data shows for Georgetown's Neighborhood Cluster 4, October 2025 to September 2026, is 650 reported incidents, 3% of DC's 21,407, and 93.5% of them thefts. The count rose 8.7% from the year before while DC's fell 21%, and robberies went from 2 to 11. The full table, the method and how to check one block are on Georgetown crime data.
If not Georgetown, where?
If the transit and parking trade-offs rule Georgetown out, the nearby alternatives split the same way Zillow's numbers do: house neighborhoods that rose with Georgetown, and condo neighborhoods with a train that fell.
Burleith, next door to the north
Zillow's typical Burleith value was $1,582,587 in August 2026, up 3.47%, slightly above Georgetown's. It sits in the same police and civic boundaries, so the crime figures on this site cover it too, and it has the same lack of a Metro station.
Foxhall, to the west
Foxhall's typical value was $1,324,355, up 3.96%, the fastest gain of the group. It has no Metro station either, so the transit question follows you there; ask about off-street parking the same way.
Kalorama, across Rock Creek
Kalorama's typical value was $1,380,095, up 3.65% in a year but still below its 2022 peak. It sits east of Rock Creek near Dupont Circle, which puts the Red Line within reach of more of its streets; this site doesn't cover it in a separate guide yet.
Foggy Bottom and the West End, with the train
These are the condo answer. Foggy Bottom-GWU station is in Foggy Bottom, and typical values there fell 4.08% in a year to $404,570, with the West End down 2.01% to $636,434. You buy a shorter commute and give up the price record of the house streets.
Is Georgetown right for you?
It fits if
- You want a house in a National Historic Landmark district and accept design review on the outside.
- You can drive and park off-street, or your daily trips work by bus or on foot.
- You value a house market that has risen while DC's typical value fell.
Look elsewhere if
- You need a Metrorail station within a short walk every workday.
- You'll keep two cars on the street.
- You want a large new kitchen addition or a new curb cut and won't wait on Old Georgetown Board review.
Three questions before you tour
- Where does the car sleep: a garage, a pad, or a permit block?
- Which Metro station or bus line will you use, checked on WMATA's trip planner from this address?
- What does the DCPS lookup return for this exact address?
If all three answers work, the rest is choosing a street and a house type. What each house type costs is on the Georgetown luxury homes overview. If you own here and are weighing a move, the guide to selling a Georgetown home covers pricing and timing. I can also pull recent sales and parking details for any block you're considering. Coming from outside the District? Start with the cost of living in Washington, DC.
Common questions
Is Georgetown in DC?
Yes. Georgetown is a neighborhood of Washington, DC, in Ward 2, along the Potomac River west of Rock Creek. It began as a tobacco port town in Maryland, according to the Georgetown BID, and was designated a National Historic Landmark in 1967. Its ZIP code is 20007, and MPD treats it as Police Service Area 206.
What ZIP code is Georgetown DC?
Georgetown's ZIP code is 20007. Zillow's typical home value for ZIP 20007 was $1,264,105 in August 2026, up 2.77% in a year. The ZIP is larger than the historic neighborhood, so Zillow's figure for its Georgetown area alone is higher, at $1,515,129 for the same month.
Is there a Metro station in Georgetown?
No. Georgetown has no Metrorail station. The nearest stations are Foggy Bottom-GWU to the east and Rosslyn across Key Bridge in Virginia. The DC Circulator routes through Georgetown ended after December 31, 2024, so buses on WMATA's network, relaunched on June 29, 2025, now carry the neighborhood's transit.
How do you park in Georgetown DC?
Residents with a DC-registered car can buy a residential parking permit for $55 a year for the first vehicle, which lifts the two-hour limit on permit blocks in their zone. Visitors without a permit are limited to two hours on those blocks. A permit doesn't guarantee a space, so houses with a garage or parking pad are worth weighing carefully.
Which public schools serve Georgetown addresses?
DCPS assigns schools by home address, and every address has an in-boundary elementary, middle and high school with a guaranteed right to enroll. Hyde-Addison Elementary, Hardy Middle and Jackson-Reed High are often mentioned for Georgetown, but run the exact address through the DCPS school finder, because boundaries can change.
What are the prettiest streets in Georgetown, DC?
We don't rank streets. For a walk, the Heights around the public estates are a good start: the Dumbarton Oaks garden entrance at 31st and R Streets, Tudor Place at 1644 31st Street and Montrose Park next door. The whole neighborhood is a National Historic Landmark, and the Old Georgetown Board reviews exterior changes visible from the street.
Is Georgetown a good area in DC?
It depends on how you live. Zillow's typical Georgetown value rose 3.6% in the year to August 2026 while DC's fell 1%, and the Heights have about 31 acres of public gardens and parkland. The catches are no Metro station, no Circulator since 2024 and parking by permit, so off-street parking matters more here than in most of DC.
How much does it cost to live in Georgetown?
Zillow's typical Georgetown value was $1,515,129 in August 2026. On top of the mortgage, DC's residential property tax is $0.85 per $100 of assessed value, rising to $1.00 per $100 on the part of a house's value above $2,558,000. A residential parking permit is $55 a year for the first car. Insurance and utilities vary by house, so get quotes.
Sources
- Zillow Home Value Index (August 2026), via tools/data/georgetown.json
- DDOT: DC Circulator service ends
- WMATA: Better Bus Network
- DC DMV: Residential Parking Permits
- Georgetown BID: About Georgetown
- DCPS: Find your in-boundary school
- National Park Service: Georgetown Waterfront Park
- National Park Service: Montrose Park
- Tudor Place: Visit
- DC Open Data / MPD: Crime Incidents in 2025 and 2026
- DC Office of Tax and Revenue: Real Property Tax Rates
